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iSave: 50 iPhone Apps to Help You Save Money

It’s easy to get behind on your budget or lose track of your daily spending when you’re on the go all day long. But what if you had the opportunity to take all of your financial tools with you on the road? These 50 iPhone apps make it possible to save money all day long without having to save every receipt, carry around a heavy calculator or check in with your broker every half hour.

Calculators

Calculate exchange rates, salaries, mortgage rates, retirement savings and more with these handy apps.

  1. Mortgager: Find out how your salary will impact your lifestyle over your lifespan.
  2. Tip Calculator: Calculate how much tip you should leave your servers every time you dine out.
  3. Salary Calculator: Compare salaries vs. hourly rates with this calculator.
  4. Loan Plan: This app helps you determine whether or not you can afford to take on a loan.
  5. Savings: This app is a savings calculator that calculates compound interest.
  6. 3in1 Mortgage Calc: Calculate monthly payments with this app.
  7. CheckPlease: CheckPlease is another tip calculator.
  8. Financial Calc: Calculate loan payments and interest rates.
  9. iCalc Auto Loan: This auto loan calculator can help you stay on track with spending and budget.
  10. GST Calc: Calculate how much tax you’ll pay on a certain item with this app.
  11. Millionaire Calc: This calculator figures out how much you need to set aside each month to become a millionaire.
  12. Rent or Buy Calc: Use this calculator to figure out if you’ll save more money renting or buying a home.
  13. Retirement Calc: Figure out how much you need to set aside for retirement each month.
  14. Savings Calculator: Here you can figure out interest rates, monthly deposits, and more.

Price Comparison

Before making a purchase, compare prices on your iPhone.

  1. CompareMe: Compare products by size, value, and more.
  2. Insurance Shopper: Compare insurance rates here.
  3. PayBack: Track how much different people owe for a group project or group trip.
  4. Compare Fuel Costs: Compare gas mileage for different cars or different fuels with this app.
  5. Save Benjis: Save Benjis is a free price comparison app that supports over 15 million products.

Reference

Use these financial reference tools to figure out currency rates, manage IOUs and more.

  1. Currency Converter: Don’t overspend because you’re clueless about currency conversions. This app supports over 200 world currencies.
  2. Owed: Don’t let IOUs or invoices go unpaid: keep track of what you’re owed with this tool.
  3. RateWatch: Find out what the latest interest rates are with this app.
  4. Vault: Find bank branches and contact information, as well as access online banking payments, with this app.

Credit and Cash Flow

Figure out how much money you’ve got on hand, find nearby banks and ATMs, and even access PayPal and Google Adsense with these apps.

  1. ATM Hunter: Find nearby ATMs with this app.
  2. Credit Card Terminal: If you’re a business owner, use this app to run charges on client cards.
  3. iEarn: Google Adsense users can view their account information here.
  4. Debt Freedom: Organize your plan to get out of debt with this app.
  5. PayShield: Access PayPal from your iPhone with this app, that also lets you make eBay transactions and save balance information.
  6. Mobile Banking: Manage your online banking on the iPhone if you use Chase, Citi, Wachovia, SunTrust, Regions, or USAA.
  7. Wells Fargo iPhone: Wells Fargo users can manage their online banking with this app.
  8. Balance: Prevent overdrafts with this balance app.

Investments and Wealth

Manage your investments and wealth with these tools. They make it convenient to create personalized watchlists, catch up on stock market news, and more.

  1. Financer Lite: This budget tool can manage an unlimited number of accounts.
  2. Mortgage Marvel: Use Mortgage Marvel to get real-time quotes and calculate mortgage rates.
  3. iStockManager: iStockManager supports access to TD AMERITRADE accounts via the iPhone.
  4. Forex Rates: iTradeMobile’s free app lets you manage your Forex trading with color coded tabs, 30 currency rates and more.
  5. Bloomberg: Bloomberg’s app brings you updated financial news and market reports.
  6. eMoney Mobile: Calculate your personal wealth with this app.
  7. Options Insider: Get updates from Options Insider’s news and podcast.
  8. QuickBooks Online: Manage and view larger accounts and finance information with QuickBooks for the iPhone.
  9. Fidelity Monitor: Manage and track stock charts, watchlists, mutual funds charts, and more.

Savings and Budget

Learn more about your spending and saving habits when you track it all on the iPhone, here.

  1. Piggybank: With Piggybank, you can track your savings up to $999.99 USD.
  2. GotExpenses: This app helps you organize a budget, payments, office claims, and more.
  3. Mint.com iPhone: Mint users can access their budgets and credit card balances on their iPhone here.
  4. Moneytrackin: Find out where your money’s going with this app.
  5. CostCutter: Find out how eliminating certain things from your budget will add up over time.
  6. Xpenser: Track business or personal finance expenses with this app, which helps you convert mileage and currencies.
  7. Budget: Use Budget to track daily, weekly, and monthly spending.
  8. ExpenseAnalystMAX: This app is useful for anyone who shares expenses, like roommates.
  9. myBudget: myBudget is another reporting app that let you organize spending and saving into categories.
  10. Receipts: Save your receipts and track your spending without all the mess with this tool.

100 Terrific Web Tools for Tightwads

By Courtney Phillips

These days, just about everyone is looking for ways to save a buck, and with all of the tools available online, it’s certainly easier than ever. You can use web tools to find the best deal, keep a careful eye on your money, calculate financial decisions, save for college, and more. Read on, and you’ll find 100 excellent tools that will help you keep a tighter grip on your hard earned cash.

Budgeting & Tracking

With the help of these tools, you’ll be able to manage your money efficiently.

  1. Mint: Mint is a free tool that can help you track your budget, get alerts for bills, and find savings.
  2. Wesabe: With Wesabe, you’ll be able to track your money in a supportive social setting.
  3. ExpenseRegister: Using this tool, you can track all of your expenses online.
  4. Mvelopes: Manage your money proactively with the help of Mvelopes.
  5. NetWorthIQ: Find out how your net worth stacks up with the help of this web app.
  6. Tweet What You Spend: Track how much you’re spending using this Twitter tool.
  7. MoneyTrackin: With this full service app, you’ll be able to track your money, get bill management, and even use small business accounting.
  8. NeoBudget: NeoBudget can help you reach your financial goals with envelope-based budget software.
  9. Quicken Online: With Quicken, you’ll be able to get a handle on your spending, and find out where to save.
  10. Buxfer: Use Buxfer to find out where your money goes and settle IOUs with friends.
  11. TwitPay: Use this simple website to quickly send or receive money from a Twitter user.
  12. BillMonk: Easily share common bills like rent or food with this tool that makes splitting easy.
  13. PearBudget: Find really simple budgeting in the PearBudget tool.
  14. Budget Calculator: Use this exercise to easily create a budget.
  15. Miles per Dollar Calculator: Use this calculator, and you can find out how much it costs you to drive a mile.
  16. How Much Am I Spending?: Take a look at your working budget with the help of this tool.
  17. Household budget worksheet: Use Kiplinger’s worksheet to categorize and organize your spending.
  18. Can’t Pay Checklist: This checklist will help you deal when you just can’t make all of your bills.
  19. Can Pay Checklist: Use this checklist to make the best use of your money when you have it available.

Calculators

Use these calculators, and you’ll be able to carefully consider school loans and important financial decisions you make.

  1. Fuel Economy: With this fuel mileage calculator, you can find out how much gas a variety of cars and trucks use.
  2. Grace Period Calculator: Find out how much money you can save by making payments within the grace period.
  3. Mortgage Calculator: You’ll be able to get more information about payment plans with the help of this calculator.
  4. 401(k) Savings: This calculator will help you find out how your 401(k) savings will affect your take-home pay.
  5. Interest Savings Calculator: Estimate how much you can save by making early payments.
  6. Rent or Buy?: Use the Rent vs. Buy calculator to determine whether it’s a good idea for you to rent or buy.
  7. Rapid Debt-Repayment Calculator: Find out how to pay off your debt quickly with the help of this calculator.
  8. Fixed Rate or Adjustable?: Use this calculator to find out if a fixed rate or adjustable mortgage is a good idea for you.
  9. Housing Calculator: With this calculator, you can learn how much you can afford to take on in terms of housing.
  10. Balance Transfer Calculator: Use this calculator to determine whether or not a balance transfer is a good idea for you.
  11. Down Payment Calculator: Determine how much you need to put down on a home using this calculator.
  12. Debt Repayment Calculator: With this calculator, you can find out how much money and time you can save if you increase the amount of your monthly payments.
  13. Auto Loan Calculator: Make use of this calculator to determine your monthly payment on an auto loan.
  14. Cost of Raising a Child Calculator: Find out if you can afford to raise a child with the help of this calculator.
  15. Aim to Save Calculator: Find out how much you can save over the next year by using this calculator.
  16. Fico Score Influence Calculator: This calculator explains how much your FICO score will cost or save you.
  17. Cost of Living Calculator: Salary.com’s tool will compare how much your cost of living is compared to the general population.
  18. How Long ‘Til You’re a Millionaire?: Find out when exactly all of your scrimping and saving will pay off.
  19. Can One of You Afford to Quit?: Check out this calculator to find out if you or your spouse can afford to quit your job.
  20. How Will Taxes and Inflation Affect My Savings?: This calculator will help you find out how much taxes and inflation will take out of your savings.

News & Education

Stay informed with these excellent tools for financial learning and news.

  1. Tip’d: Tip’d is a community for financial news, tips, and more, with user-contributed stories.
  2. Financial Glossary: Get educated on financial terms by using this glossary from Yahoo!
  3. Consolidation Checklist: Have this information handy when you contact a debt consolidation company.
  4. Money Saving Tip Sheet: Keep this sheet handy for money saving tips.
  5. Student Loan Deferment: Check out these resources to find out if you qualify for a suspension of student loan payments.
  6. Tightwad Tod: Check out Tod’s blog to learn how you can be a tightwad.
  7. Tightwad Tips: Follow these tips to save some money around the house.
  8. WiseBread: Find friendly financial advice for tightwads on this blog.
  9. Yahoo! Finance Experts: Check out articles from experts in the financial field here.
  10. Managing Debt: Learn debt management advice from Suze Orman here.

Deals & Shopping

Turn to these tools to save money when you’re shopping, online and off.

  1. Trezr: With this site, you’ll be able to stay on top of the latest online deals.
  2. SuperCook: SuperCook will help you build recipes based on what you already have in your kitchen.
  3. BargainChecker: BargainChecker will help you find mistyped bargains on eBay.
  4. Dealighted Dealighted stays on top of deal discussions in money-saving forums.
  5. Spendster: Share your videos about impulse buying, and learn from the mistakes of others from this site.
  6. Retrevo: Retrevo makes it easy to find products reviewed by customers and experts, as well as manuals and price comparisons.
  7. Lastminute Auction: Find great eBay bargains with the help of this tool.
  8. Ink & Toner Finder: Find cheap printer refills with the help of this tool from Amazon.
  9. WhiteFence: You can compare utilities providers and find the best deal with WhiteFence.
  10. BeatThat: Members of this community share the lowest prices on a variety of products.
  11. RepairPal: With RepairPal, you can find an honest mechanic.
  12. ResellerRatings: You can find merchant reviews to get the best deal on this website.
  13. FreeShipping: FreeShipping will show you a collection of free shipping coupons you can use online.
  14. Ebates: With Ebates, you can get deals and cash back for shopping.
  15. Dealitem: Search on all deal and coupon sites with this useful search engine.
  16. BeatMyPrice: With BeatMyPrice, you can find the best price for any product.
  17. Buzzillions: Find lots of product reviews for a large database of products from Buzzillions.
  18. DeaLoco: DeaLoco will tell you what the grief factor is for a variety of deals.
  19. dealnews: dealnews makes every day Black Friday, with the best deals on gadgets and more.
  20. PriceGrabber: Create a watchlist of products to get alerted when their prices reach your desired level.
  21. Retail Me Not: Check out Retail Me Not to find a list of coupons for a variety of merchants.
  22. Coupon Cabin: Using Coupon Cabin, you can find tested coupons, and learn where exactly you need to enter the code on the website.

Useful Freebies

Poor students and tightwads can find free drinks, software, and more with the help of these tools.

  1. The Law: Get free legal advice, forms, and more from this website.
  2. My Open Bar: Available in select cities, this service will let you know about free drink specials in your area.
  3. Wix: Instead of shelling out hundreds or even thousands of dollars for a Flash website, use this drag and drop tool.
  4. HeyItsFree: HeyItsFree offers a comprehensive listing of online free offers.
  5. PaperBack Swap: As a part of this community, you’ll be able to send and receive free paperback books.
  6. Zoho: You can get loads of free productivity and business applications with Zoho.
  7. Entrepreneur.com: With this site’s business tools, you can create a logo, start your online business, and more.
  8. SwapTree: Use this service to trade books, music, DVDs, video games and more online.
  9. TechGuy: With this tool, you’ll be able to get free tech support.
  10. Fun, Free, or Cheap Things to Do In Your City for $5 or Less: In this guide, you’ll find loads of free or cheap entertainment.
  11. DocStoc: Find lots of free documents, and store your own on this website.
  12. Blinksale: Use this online invoicing program to send up to three invoices per month for free.
  13. Bplans: Use Bplans to write a full business plan for free.

Investing

Make use of these tools to make your money work harder for you.

  1. StockTwit: Listen in and join market conversations going on over Twitter using this tool.
  2. Economic Forecast Calendar: With this calendar, you’ll have a broad view of where the economy is headed.
  3. The Stock Market Game: Play this stock market game to learn more about stock market investing without risking real money.
  4. IRA Conversion Analyzer: With this analyzer, you can determine the pros and cons of using a traditional IRA or a Roth IRA.
  5. GStock: Use this stock picking supercomputer to make great profits.
  6. Zecco: Use the Zecco online stock trading service to benefit from an excellent community of investors.
  7. Stock Cloud: Stay on top of the press releases and announcements of publicly traded companies using this tool.
  8. IRA Selector: Using this tool, you can determine which type of IRA will give you the best income.
  9. Investment Fee Analysis: This tool makes it easy to determine whether or not your fees are reasonable, and how they can affect your returns.
  10. Risk Tolerance Analysis: Take your investment risk into consideration with this analysis tool.

Health

Get the most affordable, qualified health care by using these tools.

  1. WebMD: With WebMD, you can get medical advice and research symptoms for free.
  2. NeedyMeds: On this site, you can find low-cost and free clinics.
  3. HRSA Find a Health Center: Those without insurance can find federally-funded health centers with this tool.
  4. MayoClinic: The Mayo Clinic’s website is full of information for treatment, drugs, symptoms, and more.
  5. PPARx.org: Use this tool to find free clinics in your area.
  6. Doctors Lounge: On this site, you’ll be able to ask medical questions without having to go to the doctor.

100+ Tools to Valuate Virtually Everything in Your Life

If you’re an accountant, or just money–or numbers–minded, you probably can’t help but calculate virtually everything in your life, from how much tip you owe to profit percentages your phone company is getting from you. Whether you consider it a gift or a curse, we’ve found even more tools to make calculating anything and everything even easier.

Land, Homes and Vehicles

Figure out how much your home, car and land is worth with these tools.

  1. Home Value Estimation: Coldwell Banker’s online tool lets you watch the market, get an estimate based on recent home sales or get a personalized estimate from a sales associate.
  2. Zillow: On this stie, you can check your home value, browse homes for sale and more.
  3. Get My Homes Value: Here you can get a rough estimate of your home’s value based on square feet, zip code and more.
  4. House Values: House Values is a free home value estimator that generates an amount based on zip code, number of rooms, parking options, lot size and other factors.
  5. HomeGain: Search an address or browse recent searches to compare your home’s value to others in the area.
  6. Kelly Blue Book: Use KBB’s tools to estimate the value of new and used cars.
  7. AutoTrader: AutoTrader helps you figure out the value of your used car here.
  8. Edmunds Used Car Appraiser: Click on a vehicle’s make to get started on your appraisal.
  9. What’s Your Land Worth?: Use this tool to get a free land appraisal report.
  10. How to Price Your Home: Learn how to accurately decide on an asking price that reflects your home’s true value.
  11. HomeInsight: This site’s property value and home price check tool follows updated local market conditions to give you an estimate.
  12. How much is your garden worth?: Discover how you can cash in on your garden and yard when selling a house.
  13. How much is your used car worth: Here you’ll learn how to figure out a rough estimate of your car’s value.

Jewelry

Find out if it’s worth it to pawn off your jewelry with these tools.

  1. Online Jewelry Appraisals: Get an appraisal of your jewelry online for free.
  2. Valuing your gold: Learn about the purity of your gold to figure out its worth.
  3. Gold Market Knowledge: The World Gold Council’s Market Knowledge page has tools and tips for estimating the value of your gold.

Currency and Finance

Play around with currency rates and exchanges with these tools.

  1. XE Universal Currency Converter: This popular currency converter has 85 currencies in its database.
  2. X-rates: Convert currencies like USD, Bulgarian lev, Pakistan rupee and others here.
  3. FXConverter: Here you can compare the value of 164 currencies.
  4. Bloomberg Currency Calculator: Bloomberg’s tool can convert over 200 currencies.
  5. Market Watch major currencies: Track the health of major world currencies here.
  6. Market Monitor: Track stocks and funds here.

Savings and Net Worth

Figure out your net worth here.

  1. Emergency Savings Calc: Find out how your savings will help you when you use this tool.
  2. What are you worth?: CNN’s net worth calculator takes into account your debt and assets to estimate your value.
  3. What’s your net worth?: Use Kiplinger’s net worth calculator to evaluate your cash savings, deposits, money-market funds and more.
  4. Savings Calculator: Estimate your savings over time with this calculator.

Your Blog

Find out how much your blog is worth with these tools.

  1. How much is your blog worth: Use this applet to figure out your blog’s worth.
  2. Alexa: Alexa helps you understand your website traffic compared to similar sites.
  3. AttentionMeter: Find out your blog rank, number of unique visitors and more using this tool.
  4. dnScoop: dnScoop is a "domain and site value tool" that can help you build up your blog or site.
  5. Website Outlook: This free tool will help you sell or buy websites.
  6. Blog Juice Calculator: This calculator is "100% pulp," whatever that means. But you can quickly find traffic information about your blog by entering the domain and its related category.

Web Presence

Discover how your mere presence on sites like Twitter add up.

  1. Twitterholic: Find out how your Twitter rank compares to Barack Obama, CNN Breaking News, and other top users.
  2. Twitterrank: Look up your Twitter rank here.
  3. Google Alerts: Use this tool to find out how often you, your products or your sites are being mentioned online.

Price Estimates

Use these tools to get price estimates and compare value.

  1. Building Construction Home Cost Estimator Tool: Find out how much it will cost to build or renovate your home here.
  2. RepairPal: Use this tool to estimate the price of your next tune up.
  3. AAA Fuel Cost Calculator: AAA helps you calculate the cost of gas for your road trip here.
  4. PriceGrabber: Here you can compare prices and find out the value of everything from electronics to books to clothes to furniture.
  5. Calculate the sale price: Find out the new price of reduced items here.
  6. Power usage calculator: Estimate how much power you use each day by ranking the usage of your refrigerator, microwave, washing machine and more.
  7. Gohealth Insurance: Find plans and estimate your health insurance coverage costs here.
  8. Gasbuddy: This tool is another helpful place to find cheap gas along your road trip.
  9. Health Insurance Rates: Here you can compare health insurance costs at popular agencies.
  10. Bizrate: Here you can evaluate prices of different clothing, jewelry, sports and electronics items before shopping.

Antiques and Heirlooms

Calculate the worth of your antiques with these resources.

  1. Antiques Roadshow resources: This show’s website has resources to help you estimate the value of your antiques.
  2. Xlibris Book Price Calculator: Find out how much your old and rare books are worth here.
  3. Worth Point: Worth Point has lots of resources for those who want to sell antiques, jewelry, furniture and more.
  4. Appraisal Day: Paul Royka, who has appeared on Fox News, Antiques Roadshow and HGTV will evaluate your old paintings for free on this site.
  5. International Society of Appraisers Forum: Quickly share and find information about appraising and price points for your antiques here.
  6. Country Living Appraisals: Here you can get items like art, china, furniture, holiday decor, pottery and textiles appraised.

Education, Salary and Work Experience

Valuate your education and work experience here.

  1. How Much is Your Education Worth: Get long-term salary information for different education levels here.
  2. Loan Debt vs. Earning Power: Here you can figure out how much debt you can afford to accrue.
  3. Personal Salary Report: Find out how much you’re worth based on your industry and education here.
  4. What are you worth?: Discover your estimated salary based on zip code and industry.
  5. PayScale: With this tool, you can compare your salaries to others in the business.
  6. Benefits: Learn about the benefits that you should be getting here.

Cost of Living

For relocation purposes or just for fun, let these tools help you determine cost of living differences.

  1. Cost of Living Wizard: Find out how your salary can be stretched in different parts of the country here.
  2. Cost of living calculator: CNN’s calculator evalutes salary, current location and destination city.
  3. Cost of living comparison calculator: Find out how much you could be earning in a different city here.

Skills

Find out how much your skills can be worth with these tools.

  1. Career Planning: Learn how seemingly unrelated skills can add to your qualifications as transferable skills.
  2. How much am I worth, getting a better salary: Here you’ll find tools for negotiating salary, understanding salary requirements, and evaluating your skills.
  3. Sell Your Skills Overseas: This resource shows you how to identify your skills and make them work for you in interesting careers.

Taxes

For tax help, refund information and more, turn to this list.

  1. Turbo Tax Estimator: Find out if you’ll get a refund based on new salary, job, house and car information.
  2. Federal Tax Estimator: 1040.com’s estimator helps you find the right forms and preview your return.
  3. H&R Block Calculators: Here you can find a tax estimator, withholding calculator, self-employment estimator and more.
  4. IRS Withholding calculator: The IRS’ official calculator will give you an estimate on taxes withheld from pay.
  5. Changing jobs: Kiplinger and Turbo Tax help you understand how changing jobs affects your tax forms.
  6. Easy-To-Use Tax Withholding Calculator: Use this calculator to find out how much you need to take out for taxes.
  7. 10 Tax Deductions Freelancers Can Make: From coffee shop meetings to unpaid invoices to cell phone service, these deductions can lower your tax payments.
  8. Guide to Estimated Taxes: Learn about voluntary payments, withholding, and more.
  9. Tax calculators: Find payroll deductions calculators, net to gross paycheck calculators and more.
  10. Paycheck calculators: Calculate taxes, bonuses, 401(k) information and more.

Investments

Calculate stock profits and other investments here.

  1. Investment Returns Calculator: Find out how the economy, the length of your investment and other factors affect your investment here.
  2. Loan calculator and amortization: Calculate your loan, interest rate and more with this tool.
  3. Stock Option Calculator: Submit information about current stock prices, number of options, length of investment and more.
  4. Yahoo! Finance Market Stats: Track stocks and more right here.
  5. MSNBC Stock Tracker: Get quotes and follow your stocks with this tool.
  6. Can you really afford your next big expenditure?: Inc.’s worksheet tells you the "sales increase needed to keep the same gross profit margin" after making an investment.

Loans

Calculate debt, college loan payments and more with these tools.

  1. FinAid Loan Calculator: Calculate student loans here.
  2. Mortgage Calc: Calculate how much you can borrow or spend here.
  3. FSA Interactive loan calculators: FSA’s calculators help you manage repayment and debt.
  4. USA Today Calculators: Use these tools to figure out credit card debt and loans, auto loans and more.

Business

Figure out how much your employees are worth, how to acquire capital, and more.

  1. Compensation Market Data: Learn how much to pay your employees based on market data here.
  2. Single Job Report: With this tool, you can get a job valuation report that explains how much you’ll need to pay in salary, benefits, bonuses and more.
  3. BLS Career Guide to Industries: Use the Bureau of Labor Statistics’ database of jobs and industries to figure out average salaries and education requirements.
  4. How to valuate your business: This article gives examples of how to take into consideration taxes, net earnings and more to estimate your profit and expenses.
  5. How much is your time worth: Here you can get tips on figuring out how much to charge for your time.
  6. Stock Market Tracker: This little Google gadget tracks only the stocks that affect your business and investments.
  7. Bank Loan Application and Review Forms: Review these sample forms to figure out how to apply for a small business loan.
  8. How to track progress and profit on projects: Inc.’s financial worksheets help you track your profits.
  9. Are your franchise expenses in line?: By submitting your annual revenue, annual expenses, and franchisee annual revenue and expenses, you’ll better undersand the finances of your franchises.
  10. HR Salary Wizard: Small business owners can figure out how much to pay employees here.

Miscellaneous

Find out how much your iPhone, your handmade goods, and even yourself are worth.

  1. How much is your old iPhone worth?: If you’re thinking about selling your iPhone, learn how to estimate its price here.
  2. Human for Sale: This website uses qualifiers like athletic ability and education level to figure out how much you’re worth on the market.
  3. WhatsItWorthToYou.com: Get appraisals on cars, antiques and more for just $9.95 here.
  4. WhatTheCraft.com: This worksheet helps you price your handmade goods.
  5. How to figure out how much to charge as a freelancer: This guide gives tips on pricing your services.
  6. Savings Bond Calculator: Understand the current and future worth of your bond.
  7. Calculating Price per Ounce: Learn how to calculate the price per ounce of food here.
  8. Closing Costs: Learn how to estimate the closing costs yourself before getting in too deep.
  9. 8 Steps to Follow When Estimating Legal Fees: Estimate your legal fees with this resource.

100 Most Useful Financial Sites On the Web

By Kimberly Peterson

Especially in troubled economic times, learning what you can about your money is a wise decision. Whether you are trying to figure out how to pay off all those high-interest credit cards, your student loan or want to earn big returns on your investment money, these financial sites can help you with any aspect of your finances. From social networks to investing wisdom to saving money to blogs by those with advice to offer, the following financial sites have plenty to offer.

Social Networking Sites

Learn from others, share your knowledge, borrow or fund loans, and network with others with these social networking sites.

  1. Tip’d. Tip’d offers news, tips, articles, and a chance to connect with others about finance. Members vote for which content goes on the homepage and are welcome to submit articles from their own blogs as well.
  2. Zopa. This social finance company works to connect its members who are seeking loans with credit unions who offer low-interest rates. Zopa also has sites for Italy, UK, and Japan.
  3. Prosper. Based on a principle similar to eBay, this site allows member-borrowers to create a listing and set the interest rate they are seeking, then lenders participate in an auction to fund the loan.
  4. Wesabe. Learn to manage your personal finances while connecting with others with the same financial goals in this community that offers both online tools and the experience of others.
  5. Minyanville Financial Infotainment. Join this financial social network to meet other investors, learn about smart investing strategies, read articles, participate in forums, and read blogs.
  6. MarketWatch Community. Members can create profiles to help connect with others, then find, organize, and share financial articles on this social networking site.
  7. My.WallSt.net. Learn about investing with this social site that helps beginners find out about stocks and trading. You can track your investing performance or check out others in the Top Gun section.
  8. Cake Financial. Join Cake Financials and you can manage your investments and participate in a community of other investors.
  9. ZeccoShare. The investment community at ZeccoShare offers investment tracking, sharing of ideas and tips, and groups where members can learn and support each other.
  10. UpDown. Practice investing with a $1 million portfolio, get tips and experience, and even earn real money along the way in this community.
  11. Lending Club. This peer-to-peer social lending club allows borrowers to get low rates and lenders to make money on loans they fund and even select the borrows to whom they will loan money.
  12. Covester. With Covester, members can watch the investment habits of other members to learn how they may want to invest their money too.
  13. InvestingMinds. Share your investing ideas and experience or benefit from that of other members on this site that provides a place for everything from investing clubs to chat rooms.
  14. Virgin Money. Virgin Money offers two types of opportunities for members. Choose to borrow or lend money through friends or family and let Virgin Money create the paperwork to make it official or go directly to Virgin Money for your loans.

News

Staying on top of what is happening in the world of finance and politics is an integral part of creating financial savvy. These sites are all excellent sources of news to help you keep up with it all.

  1. USA Today Money. Get news about the economy, personal finance, real estate, and more from USA Today Money.
  2. Financial Times. Get global financial news, business news, opinions, and more.
  3. Wall Street Journal. Read everything from world finance to business to sports with this well-known news source.
  4. CFO. You don’t have to be a CFO to learn the latest business financial news when you read this online magazine.
  5. Bloomberg. Get business and finance news from Bloomberg as well as market data and investment tools.
  6. Economist.com. Business, finance, economics, markets, politics, science, and more are all covered in the Economist.
  7. CNBC. Find out what investors should know, get news and analyses, market overviews, and more.
  8. The New York Times Business. Keep up with stocks, earnings, read blogs, and more with The New York Times.
  9. Today’s Financial News. Browse through sections such as gold, oil and energy, international investing, investment strategies, real estate, and politics.
  10. The Street. Get news about Wall Street, financial investing, stock quotes, and more at this site.
  11. Fox Business. Watch videos, read blogs, and browse through news articles on business and finance.
  12. BusinessWeek. Read news, special reports, columnists, and blogs that share all the latest in the world of business and finance.
  13. Forbes. From entrepreneurs wanting information about business financials to the regular Joe seeking information about personal finance, Forbes offers news stories, video, tools, blogs, and more.

Investing

The following sites will help you become a good investor with stock tips, analyses, information, news, tools, and much more.

  1. The Motley Fool. Get news and investment tips or just keep an eye on top performing stocks at this popular investing site.
  2. StockCloud. Follow your stock investments with this cloud that shows stock ticker symbols with different font size that correlates to how frequently the companies issues press releases.
  3. Bankrate.com. Find high-yield CDs, low interest mortgage loans, compare rates for other loans, or find information on investing at this site.
  4. SmartMoney. Read about investing, smart spending, personal finance, and more.
  5. Google Finance. Track markets, get news stories, and follow financial trends with Google Finance.
  6. Yahoo! Finance. Yahoo! Finance allows you to create a portfolio to better track your own investments while also following markets and trends.
  7. OSU Virtual Finance Library. Investors and academics can both access the information here that includes information about banks, world markets, market news, and more.
  8. CNNMoney.com. From retirement to financial markets, learn about investing your money wisely here.
  9. Zacks Investment Research. The research done with Zacks is mathematically-based and available for you to learn about markets and trends.
  10. NASDAQ. Learn everything you need to know about this stock market from their own home page.
  11. NYSE. Get information about the NY Stock Exchange, bonds, equities, futures and options, and news items here.
  12. PCQuote. Not only can you get market analysis, news, and more from this site, you can also use screening tools, get a quote page, and receive special reports.
  13. Fidelity.com. Find plenty of information on investing plus personal finance information as well.
  14. Financial Sense. Discover "uncommon news and views for the wise investor" at this site.
  15. EmergeInvest. Keep track of global markets with the interactive maps, data, blogs and more at this site.
  16. GuruFocus. Ever wonder how the wealthy invest their money? GuruFocus lets you follow investments and investment behavior, as well as get news and information on the markets.
  17. SaneBull. Get live stock quotes, real-time news, and investment tools with SaneBull.

Government Sites

These sites are all official government sites and will help you find out about investing regulations, Senate Finance Committee happenings, and even let you help reduce the national debt.

  1. U.S. Securities and Exchange Commission. Learn what the SEC does, read about regulatory actions, get investor information, get news, and more from the official site of the SEC.
  2. United States Senate Committee on Finance. Find out what is going on in the Finance Committee with the information available here.
  3. Federal Trade Commission. Consumers and businesses alike will find helpful information at this site including topics such as credit and loans, credit reports, identity theft preventions, and Internet fraud.
  4. Bureau of the Public Debt. Find out about the US public debt, buy Treasury bills, notes, bonds, and US Savings Bonds all at this site.
  5. Mymoney.gov. Dedicated to educating US citizens about financial issues, this site offers tons of information ranging from home buying to having children.

Managing Money and Personal Finances

Find ways to keep track of your personal finances with these sites that include help with budgeting, paying bills, buying a house, paying off college loans, and much more.

  1. mint. Connect your bank, credit cards, and mutual funds to effortlessly gain control over your finances and manage your money with this free software.
  2. AllBusiness Personal Finance Center. Find information to help you learn about managing your finances with this awesome resource.
  3. BudgetTracker, Inc. Get control of bills, investments, bank accounts, and more with this tool that will make budgeting simple.
  4. BillMonk. Keep track of your money and even track items you loaned to others or items you have borrowed at this site.
  5. USA.gov Personal Finance. The U.S. government has created a list of financial resources ranging from bankruptcy to home ownership to retirement and estate planning.
  6. Financial Planning. This site from About.com offers great resources to help you make the most of your finances.
  7. Bank of America Financial Education and Tools. Learn about managing debt, taking out car loans, saving for family events, budgeting, and more at this site.
  8. MoneyCafe.com. Get information on everything from car loans to financial calculators to tax help at this site.
  9. Kiplinger.com. Manage your personal finances with the tools, articles, quizzes, online forums, and more.
  10. Money Talk. Find news and advice from this resource that includes forums, RSS feeds, and an entire section on 401k resources.
  11. Changing Your Life Through Better Money Management. If you are interested in creating a better life for yourself through smart money management, this site offers suggestions to help that happen.

Reducing Debt

Getting out of debt can be done and these sites will help you find ways to pay off what you owe and live with more financial freedom.

  1. Credit.com. Get out of debt, understand credit, and more at this site.
  2. Credit Infocenter. Check out this "free do-it-yourself guide to credit repair and debt elimination" for plenty of information to help you get out of debt.
  3. Debt Consolidation Care. Read articles, use calculators, and even participate in the community to help reduce your debt successfully.
  4. Care One Credit Counseling. Even if you don’t want to sign up with this credit counselor, you can still access tips, tools, message boards, blogs, and more.
  5. Destroy Debt. Get tips and information on reducing your personal debt from this resource.
  6. I Hate Debt. Join this community of people working to eliminate their personal debt.
  7. Blogging Away Debt. Follow along as this blogger reduces debt and shares ways to get out of debt as well as news on related finance topics.
  8. Financial Hack. From changing one’s mind set to politics and finance to personal attempts to getting out of debt, this blog covers a wide range and may help you feel inspired to get rid of your own debt.
  9. Myvesta. Find tips, tools, and articles to help you learn how to control and eliminate your debt.
  10. Make Love, Not Debt. A combination debt-reduction and couples’ finance blog, Him and Her post about love, money, and personal finances.
  11. ClearPoint. Connect with others through videos, message boards, and a blog to learn ways to get out of debt.

Saving Money

From saving on air fare to getting coupons to tips and suggestions from others, these sites will have you saving money right away.

  1. SaveMoney.com. Get plenty of tips for ways to save money with this site that includes a tip of the day and forums.
  2. 66 Ways to Save Money. This site offers tips and suggestions under several categories, including transportation, housing, insurance, and utilities.
  3. PriceProtectr. Shop from over 120 online stores and use this tool to let you know if the price on your new purchase goes down. If so, contact the store for a refund of the difference.
  4. Yapta. Plan your flight with this tool and it will alert you when prices drop so that you can purchase the ticket. If prices drop after you purchase, it will alert you again so that you can get a refund from the airline.
  5. DoctorPricing.com. Find physicians in your area to discover what their fees are when you pay cash for their services. This is a great site if you don’t have health insurance.
  6. How I Save Money.net. From organizing coupons to tracking finances to flexible spending accounts, you will find lots of helpful tips to save money at this site.
  7. Retailmenot.com. Make online shopping less expensive with this site that provides coupon codes to use at over 13,000 online stores.
  8. mShopper. While you are out shopping, go to your phone to see if you can find your item for less money online, and then buy it right from your mobile phone.
  9. billeater.com. Learn how to save money and lower your bills with the tips and forums at this site.

Helpful Financial Tools

Take advantage of these tools that include a savings calculator, a salary comparison tool, a credit card optimizer, and more.

  1. How much can you save?. Use this tool to calculate how much money you can save over time.
  2. Savings Calculator. Find out how much you should put back in order to meet your savings goals with this tool.
  3. PayScale. Compare your salary with others who have similar job titles, education, location, skills, and experience.
  4. Universal Currency Converter. This handy tool will help you know the exchange rate for any currency you are following.
  5. What is your net worth?. Input information about cash, bank accounts, investments, and more into this calculator to find your net worth.
  6. Credit Card Optimizer. If you have debt on multiple credit cards, this tool will help determine the best way to manage your credit card debt.
  7. How much house can you afford?. Use this tool to determine how much your next house should cost and learn about the various mortgage loans available.
  8. U.S. National Debt Clock. Put your personal debt into perspective with this tool that shows how much the US owes. There are also links to articles and resources about the national debt.

Financial Blogs

Finance students can learn about many aspects of finance including global economics, national finance, personal finance, and even tips for making the most of your money.

  1. Bankling. This blog covers everything from the phantom second stimulus check to the world’s most expensive houses.
  2. Carpe Diem. Keep up with economics and finance on this blog written by Mark J. Perry.
  3. W.C. Varones Blog. This blogger offers watchdog approach to economic and financial situations occurring in the US with a focus on California.
  4. MSN Money Blogs. From personal finance to stocks to spending, get the latest about money from these bloggers.
  5. Mish’s Global Economic Trend Analysis. This registered investment advisor blogs about economics and finance on this popular blog.
  6. Get Rich Slowly. Get personal finance tips, help with budgeting, and plenty of money hacks with this blog.
  7. Bargaineering. Topics at this entertaining blog include suggestions for frugal living, banking, credit cards, job loss, tax help, and much more.
  8. Consumerism Commentary. Personal finance is the focus of this blog that includes posts on credit card fees and rates, auto refinancing, and the stimulus bill.
  9. fivecentnickel.com. From tax software to good credit card deals, this blog offers plenty of personal finance information to help you make informed decisions.
  10. StopBuyingCrap.com. Get a handle on your personal finance with the tips here–and also learn what not to spend your money on.
  11. Daily Money Hack. This blog provides a money hack every day to help you make great choices when it comes to personal finance.
  12. The Simple Dollar. Read this blog to learn simple ways to save money and manage your personal finances.