Accounting Degree.com

By Courtney Phillips

These days, just about everyone is looking for ways to save a buck, and with all of the tools available online, it’s certainly easier than ever. You can use web tools to find the best deal, keep a careful eye on your money, calculate financial decisions, save for college, and more. Read on, and you’ll find 100 excellent tools that will help you keep a tighter grip on your hard earned cash.

Budgeting & Tracking

With the help of these tools, you’ll be able to manage your money efficiently.

1. Mint: Mint is a free tool that can help you track your budget, get alerts for bills, and find savings.
2. Wesabe: With Wesabe, you’ll be able to track your money in a supportive social setting.
3. ExpenseRegister: Using this tool, you can track all of your expenses online.
4. Mvelopes: Manage your money proactively with the help of Mvelopes.
5. NetWorthIQ: Find out how your net worth stacks up with the help of this web app.
6. Tweet What You Spend: Track how much you’re spending using this Twitter tool.
7. MoneyTrackin: With this full service app, you’ll be able to track your money, get bill management, and even use small business accounting.
8. NeoBudget: NeoBudget can help you reach your financial goals with envelope-based budget software.
9. Quicken Online: With Quicken, you’ll be able to get a handle on your spending, and find out where to save.
10. Buxfer: Use Buxfer to find out where your money goes and settle IOUs with friends.
11. TwitPay: Use this simple website to quickly send or receive money from a Twitter user.
12. BillMonk: Easily share common bills like rent or food with this tool that makes splitting easy.
13. PearBudget: Find really simple budgeting in the PearBudget tool.
14. Budget Calculator: Use this exercise to easily create a budget.
15. Miles per Dollar Calculator: Use this calculator, and you can find out how much it costs you to drive a mile.
16. How Much Am I Spending?: Take a look at your working budget with the help of this tool.
17. Household budget worksheet: Use Kiplinger’s worksheet to categorize and organize your spending.
18. Can’t Pay Checklist: This checklist will help you deal when you just can’t make all of your bills.
19. Can Pay Checklist: Use this checklist to make the best use of your money when you have it available.

Calculators

Use these calculators, and you’ll be able to carefully consider school loans and important financial decisions you make.

20. Fuel Economy: With this fuel mileage calculator, you can find out how much gas a variety of cars and trucks use.
21. Grace Period Calculator: Find out how much money you can save by making payments within the grace period.
22. Mortgage Calculator: You’ll be able to get more information about payment plans with the help of this calculator.
23. 401(k) Savings: This calculator will help you find out how your 401(k) savings will affect your take-home pay.
24. Interest Savings Calculator: Estimate how much you can save by making early payments.
25. Rent or Buy?: Use the Rent vs. Buy calculator to determine whether it’s a good idea for you to rent or buy.
26. Rapid Debt-Repayment Calculator: Find out how to pay off your debt quickly with the help of this calculator.
27. Fixed Rate or Adjustable?: Use this calculator to find out if a fixed rate or adjustable mortgage is a good idea for you.
28. Housing Calculator: With this calculator, you can learn how much you can afford to take on in terms of housing.
29. Balance Transfer Calculator: Use this calculator to determine whether or not a balance transfer is a good idea for you.
30. Down Payment Calculator: Determine how much you need to put down on a home using this calculator.
31. Debt Repayment Calculator: With this calculator, you can find out how much money and time you can save if you increase the amount of your monthly payments.
32. Auto Loan Calculator: Make use of this calculator to determine your monthly payment on an auto loan.
33. Cost of Raising a Child Calculator: Find out if you can afford to raise a child with the help of this calculator.
34. Aim to Save Calculator: Find out how much you can save over the next year by using this calculator.
35. Fico Score Influence Calculator: This calculator explains how much your FICO score will cost or save you.
36. Cost of Living Calculator: Salary.com’s tool will compare how much your cost of living is compared to the general population.
37. How Long ‘Til You’re a Millionaire?: Find out when exactly all of your scrimping and saving will pay off.
38. Can One of You Afford to Quit?: Check out this calculator to find out if you or your spouse can afford to quit your job.
39. How Will Taxes and Inflation Affect My Savings?: This calculator will help you find out how much taxes and inflation will take out of your savings.

News & Education

Stay informed with these excellent tools for financial learning and news.

40. Tip’d: Tip’d is a community for financial news, tips, and more, with user-contributed stories.
41. Financial Glossary: Get educated on financial terms by using this glossary from Yahoo!
42. Consolidation Checklist: Have this information handy when you contact a debt consolidation company.
43. Money Saving Tip Sheet: Keep this sheet handy for money saving tips.
44. Student Loan Deferment: Check out these resources to find out if you qualify for a suspension of student loan payments.
45. Tightwad Tod: Check out Tod’s blog to learn how you can be a tightwad.
46. Tightwad Tips: Follow these tips to save some money around the house.
47. WiseBread: Find friendly financial advice for tightwads on this blog.
48. Yahoo! Finance Experts: Check out articles from experts in the financial field here.
49. Managing Debt: Learn debt management advice from Suze Orman here.

Deals & Shopping

Turn to these tools to save money when you’re shopping, online and off.

50. Trezr: With this site, you’ll be able to stay on top of the latest online deals.
51. SuperCook: SuperCook will help you build recipes based on what you already have in your kitchen.
52. BargainChecker: BargainChecker will help you find mistyped bargains on eBay.
53. Dealighted Dealighted stays on top of deal discussions in money-saving forums.
54. Spendster: Share your videos about impulse buying, and learn from the mistakes of others from this site.
55. Retrevo: Retrevo makes it easy to find products reviewed by customers and experts, as well as manuals and price comparisons.
56. Lastminute Auction: Find great eBay bargains with the help of this tool.
57. Ink & Toner Finder: Find cheap printer refills with the help of this tool from Amazon.
58. WhiteFence: You can compare utilities providers and find the best deal with WhiteFence.
59. BeatThat: Members of this community share the lowest prices on a variety of products.
60. RepairPal: With RepairPal, you can find an honest mechanic.
61. ResellerRatings: You can find merchant reviews to get the best deal on this website.
62. FreeShipping: FreeShipping will show you a collection of free shipping coupons you can use online.
63. Ebates: With Ebates, you can get deals and cash back for shopping.
64. Dealitem: Search on all deal and coupon sites with this useful search engine.
65. BeatMyPrice: With BeatMyPrice, you can find the best price for any product.
66. Buzzillions: Find lots of product reviews for a large database of products from Buzzillions.
67. DeaLoco: DeaLoco will tell you what the grief factor is for a variety of deals.
68. dealnews: dealnews makes every day Black Friday, with the best deals on gadgets and more.
69. PriceGrabber: Create a watchlist of products to get alerted when their prices reach your desired level.
70. Retail Me Not: Check out Retail Me Not to find a list of coupons for a variety of merchants.
71. Coupon Cabin: Using Coupon Cabin, you can find tested coupons, and learn where exactly you need to enter the code on the website.

Useful Freebies

Poor students and tightwads can find free drinks, software, and more with the help of these tools.

72. The Law: Get free legal advice, forms, and more from this website.
73. My Open Bar: Available in select cities, this service will let you know about free drink specials in your area.
74. Wix: Instead of shelling out hundreds or even thousands of dollars for a Flash website, use this drag and drop tool.
75. HeyItsFree: HeyItsFree offers a comprehensive listing of online free offers.
76. PaperBack Swap: As a part of this community, you’ll be able to send and receive free paperback books.
77. Zoho: You can get loads of free productivity and business applications with Zoho.
78. Entrepreneur.com: With this site’s business tools, you can create a logo, start your online business, and more.
79. SwapTree: Use this service to trade books, music, DVDs, video games and more online.
80. TechGuy: With this tool, you’ll be able to get free tech support.
81. Fun, Free, or Cheap Things to Do In Your City for $5 or Less: In this guide, you’ll find loads of free or cheap entertainment.
82. DocStoc: Find lots of free documents, and store your own on this website.
83. Blinksale: Use this online invoicing program to send up to three invoices per month for free.
84. Bplans: Use Bplans to write a full business plan for free.

Investing

Make use of these tools to make your money work harder for you.

85. StockTwit: Listen in and join market conversations going on over Twitter using this tool.
86. Economic Forecast Calendar: With this calendar, you’ll have a broad view of where the economy is headed.
87. The Stock Market Game: Play this stock market game to learn more about stock market investing without risking real money.
88. IRA Conversion Analyzer: With this analyzer, you can determine the pros and cons of using a traditional IRA or a Roth IRA.
89. GStock: Use this stock picking supercomputer to make great profits.
90. Zecco: Use the Zecco online stock trading service to benefit from an excellent community of investors.
91. Stock Cloud: Stay on top of the press releases and announcements of publicly traded companies using this tool.
92. IRA Selector: Using this tool, you can determine which type of IRA will give you the best income.
93. Investment Fee Analysis: This tool makes it easy to determine whether or not your fees are reasonable, and how they can affect your returns.
94. Risk Tolerance Analysis: Take your investment risk into consideration with this analysis tool.

Health

Get the most affordable, qualified health care by using these tools.

95. WebMD: With WebMD, you can get medical advice and research symptoms for free.
96. NeedyMeds: On this site, you can find low-cost and free clinics.
97. HRSA Find a Health Center: Those without insurance can find federally-funded health centers with this tool.
98. MayoClinic: The Mayo Clinic’s website is full of information for treatment, drugs, symptoms, and more.
99. PPARx.org: Use this tool to find free clinics in your area.
100. Doctors Lounge: On this site, you’ll be able to ask medical questions without having to go to the doctor.

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This entry was posted on Monday, March 2nd, 2009 at 9:47 am and is filed under Personal Finance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.