Archive for February, 2009
100+ Tools to Valuate Virtually Everything in Your Life
If you’re an accountant, or just money–or numbers–minded, you probably can’t help but calculate virtually everything in your life, from how much tip you owe to profit percentages your phone company is getting from you. Whether you consider it a gift or a curse, we’ve found even more tools to make calculating anything and everything even easier.
Land, Homes and Vehicles
Figure out how much your home, car and land is worth with these tools.
- Home Value Estimation: Coldwell Banker’s online tool lets you watch the market, get an estimate based on recent home sales or get a personalized estimate from a sales associate.
- Zillow: On this stie, you can check your home value, browse homes for sale and more.
- Get My Homes Value: Here you can get a rough estimate of your home’s value based on square feet, zip code and more.
- House Values: House Values is a free home value estimator that generates an amount based on zip code, number of rooms, parking options, lot size and other factors.
- HomeGain: Search an address or browse recent searches to compare your home’s value to others in the area.
- Kelly Blue Book: Use KBB’s tools to estimate the value of new and used cars.
- AutoTrader: AutoTrader helps you figure out the value of your used car here.
- Edmunds Used Car Appraiser: Click on a vehicle’s make to get started on your appraisal.
- What’s Your Land Worth?: Use this tool to get a free land appraisal report.
- How to Price Your Home: Learn how to accurately decide on an asking price that reflects your home’s true value.
- HomeInsight: This site’s property value and home price check tool follows updated local market conditions to give you an estimate.
- How much is your garden worth?: Discover how you can cash in on your garden and yard when selling a house.
- How much is your used car worth: Here you’ll learn how to figure out a rough estimate of your car’s value.
Jewelry
Find out if it’s worth it to pawn off your jewelry with these tools.
- Online Jewelry Appraisals: Get an appraisal of your jewelry online for free.
- Valuing your gold: Learn about the purity of your gold to figure out its worth.
- Gold Market Knowledge: The World Gold Council’s Market Knowledge page has tools and tips for estimating the value of your gold.
Currency and Finance
Play around with currency rates and exchanges with these tools.
- XE Universal Currency Converter: This popular currency converter has 85 currencies in its database.
- X-rates: Convert currencies like USD, Bulgarian lev, Pakistan rupee and others here.
- FXConverter: Here you can compare the value of 164 currencies.
- Bloomberg Currency Calculator: Bloomberg’s tool can convert over 200 currencies.
- Market Watch major currencies: Track the health of major world currencies here.
- Market Monitor: Track stocks and funds here.
Savings and Net Worth
Figure out your net worth here.
- Emergency Savings Calc: Find out how your savings will help you when you use this tool.
- What are you worth?: CNN’s net worth calculator takes into account your debt and assets to estimate your value.
- What’s your net worth?: Use Kiplinger’s net worth calculator to evaluate your cash savings, deposits, money-market funds and more.
- Savings Calculator: Estimate your savings over time with this calculator.
Your Blog
Find out how much your blog is worth with these tools.
- How much is your blog worth: Use this applet to figure out your blog’s worth.
- Alexa: Alexa helps you understand your website traffic compared to similar sites.
- AttentionMeter: Find out your blog rank, number of unique visitors and more using this tool.
- dnScoop: dnScoop is a "domain and site value tool" that can help you build up your blog or site.
- Website Outlook: This free tool will help you sell or buy websites.
- Blog Juice Calculator: This calculator is "100% pulp," whatever that means. But you can quickly find traffic information about your blog by entering the domain and its related category.
Web Presence
Discover how your mere presence on sites like Twitter add up.
- Twitterholic: Find out how your Twitter rank compares to Barack Obama, CNN Breaking News, and other top users.
- Twitterrank: Look up your Twitter rank here.
- Google Alerts: Use this tool to find out how often you, your products or your sites are being mentioned online.
Price Estimates
Use these tools to get price estimates and compare value.
- Building Construction Home Cost Estimator Tool: Find out how much it will cost to build or renovate your home here.
- RepairPal: Use this tool to estimate the price of your next tune up.
- AAA Fuel Cost Calculator: AAA helps you calculate the cost of gas for your road trip here.
- PriceGrabber: Here you can compare prices and find out the value of everything from electronics to books to clothes to furniture.
- Calculate the sale price: Find out the new price of reduced items here.
- Power usage calculator: Estimate how much power you use each day by ranking the usage of your refrigerator, microwave, washing machine and more.
- Gohealth Insurance: Find plans and estimate your health insurance coverage costs here.
- Gasbuddy: This tool is another helpful place to find cheap gas along your road trip.
- Health Insurance Rates: Here you can compare health insurance costs at popular agencies.
- Bizrate: Here you can evaluate prices of different clothing, jewelry, sports and electronics items before shopping.
Antiques and Heirlooms
Calculate the worth of your antiques with these resources.
- Antiques Roadshow resources: This show’s website has resources to help you estimate the value of your antiques.
- Xlibris Book Price Calculator: Find out how much your old and rare books are worth here.
- Worth Point: Worth Point has lots of resources for those who want to sell antiques, jewelry, furniture and more.
- Appraisal Day: Paul Royka, who has appeared on Fox News, Antiques Roadshow and HGTV will evaluate your old paintings for free on this site.
- International Society of Appraisers Forum: Quickly share and find information about appraising and price points for your antiques here.
- Country Living Appraisals: Here you can get items like art, china, furniture, holiday decor, pottery and textiles appraised.
Education, Salary and Work Experience
Valuate your education and work experience here.
- How Much is Your Education Worth: Get long-term salary information for different education levels here.
- Loan Debt vs. Earning Power: Here you can figure out how much debt you can afford to accrue.
- Personal Salary Report: Find out how much you’re worth based on your industry and education here.
- What are you worth?: Discover your estimated salary based on zip code and industry.
- PayScale: With this tool, you can compare your salaries to others in the business.
- Benefits: Learn about the benefits that you should be getting here.
Cost of Living
For relocation purposes or just for fun, let these tools help you determine cost of living differences.
- Cost of Living Wizard: Find out how your salary can be stretched in different parts of the country here.
- Cost of living calculator: CNN’s calculator evalutes salary, current location and destination city.
- Cost of living comparison calculator: Find out how much you could be earning in a different city here.
Skills
Find out how much your skills can be worth with these tools.
- Career Planning: Learn how seemingly unrelated skills can add to your qualifications as transferable skills.
- How much am I worth, getting a better salary: Here you’ll find tools for negotiating salary, understanding salary requirements, and evaluating your skills.
- Sell Your Skills Overseas: This resource shows you how to identify your skills and make them work for you in interesting careers.
Taxes
For tax help, refund information and more, turn to this list.
- Turbo Tax Estimator: Find out if you’ll get a refund based on new salary, job, house and car information.
- Federal Tax Estimator: 1040.com’s estimator helps you find the right forms and preview your return.
- H&R Block Calculators: Here you can find a tax estimator, withholding calculator, self-employment estimator and more.
- IRS Withholding calculator: The IRS’ official calculator will give you an estimate on taxes withheld from pay.
- Changing jobs: Kiplinger and Turbo Tax help you understand how changing jobs affects your tax forms.
- Easy-To-Use Tax Withholding Calculator: Use this calculator to find out how much you need to take out for taxes.
- 10 Tax Deductions Freelancers Can Make: From coffee shop meetings to unpaid invoices to cell phone service, these deductions can lower your tax payments.
- Guide to Estimated Taxes: Learn about voluntary payments, withholding, and more.
- Tax calculators: Find payroll deductions calculators, net to gross paycheck calculators and more.
- Paycheck calculators: Calculate taxes, bonuses, 401(k) information and more.
Investments
Calculate stock profits and other investments here.
- Investment Returns Calculator: Find out how the economy, the length of your investment and other factors affect your investment here.
- Loan calculator and amortization: Calculate your loan, interest rate and more with this tool.
- Stock Option Calculator: Submit information about current stock prices, number of options, length of investment and more.
- Yahoo! Finance Market Stats: Track stocks and more right here.
- MSNBC Stock Tracker: Get quotes and follow your stocks with this tool.
- Can you really afford your next big expenditure?: Inc.’s worksheet tells you the "sales increase needed to keep the same gross profit margin" after making an investment.
Loans
Calculate debt, college loan payments and more with these tools.
- FinAid Loan Calculator: Calculate student loans here.
- Mortgage Calc: Calculate how much you can borrow or spend here.
- FSA Interactive loan calculators: FSA’s calculators help you manage repayment and debt.
- USA Today Calculators: Use these tools to figure out credit card debt and loans, auto loans and more.
Business
Figure out how much your employees are worth, how to acquire capital, and more.
- Compensation Market Data: Learn how much to pay your employees based on market data here.
- Single Job Report: With this tool, you can get a job valuation report that explains how much you’ll need to pay in salary, benefits, bonuses and more.
- BLS Career Guide to Industries: Use the Bureau of Labor Statistics’ database of jobs and industries to figure out average salaries and education requirements.
- How to valuate your business: This article gives examples of how to take into consideration taxes, net earnings and more to estimate your profit and expenses.
- How much is your time worth: Here you can get tips on figuring out how much to charge for your time.
- Stock Market Tracker: This little Google gadget tracks only the stocks that affect your business and investments.
- Bank Loan Application and Review Forms: Review these sample forms to figure out how to apply for a small business loan.
- How to track progress and profit on projects: Inc.’s financial worksheets help you track your profits.
- Are your franchise expenses in line?: By submitting your annual revenue, annual expenses, and franchisee annual revenue and expenses, you’ll better undersand the finances of your franchises.
- HR Salary Wizard: Small business owners can figure out how much to pay employees here.
Miscellaneous
Find out how much your iPhone, your handmade goods, and even yourself are worth.
- How much is your old iPhone worth?: If you’re thinking about selling your iPhone, learn how to estimate its price here.
- Human for Sale: This website uses qualifiers like athletic ability and education level to figure out how much you’re worth on the market.
- WhatsItWorthToYou.com: Get appraisals on cars, antiques and more for just $9.95 here.
- WhatTheCraft.com: This worksheet helps you price your handmade goods.
- How to figure out how much to charge as a freelancer: This guide gives tips on pricing your services.
- Savings Bond Calculator: Understand the current and future worth of your bond.
- Calculating Price per Ounce: Learn how to calculate the price per ounce of food here.
- Closing Costs: Learn how to estimate the closing costs yourself before getting in too deep.
- 8 Steps to Follow When Estimating Legal Fees: Estimate your legal fees with this resource.
50 Awesome Social Networks for Finance Geeks
Learning about finance is so much easier when you can see first-hand what others are doing to achieve success. That’s the beauty of social networks with a focus on finance. The following social networks offer opportunities for finance students and geeks to contribute as well as learn from others. Whether you are interested in investing, business, participating in peer-to-peer loans, or personal finance growth, the following social networks are sure to help you make connections with others in the world of finance.
Investing and General Finance
From learning investment strategies to staying on top of market news these social networks all have a focus on investing and general finance topics.
- Tip’d. By participating in this social network, you will get the latest in finance, business, and investing through news, tips, articles, and connection with other members. Vote for which content goes on the homepage and even submit articles from your blog as well.
- Zacks Investment Research. The research done with Zacks is mathematically-based and available for you to learn about markets and trends. Create a portfolio, connect with community and more at this site.
- Covester. An excellent way to learn from others experience, Covester allows members to watch the investment habits of other members in order to learn how to invest their money.
- InvestingMinds. Whether you want to benefit from what others say or share your own investing ideas and experience, you can do so on this site that provides a place for everything from investing clubs to chat rooms.
- Minyanville Financial Infotainment. Meet other investors on this financial social network where you can learn about smart investing strategies, read articles, participate in forums, and read blogs.
- Cake Financial. When you join Cake Financials, you can manage your investments and participate in a community of other investors.
- MarketWatch Community. Members can create profiles to help connect with others, then find, organize, and share financial articles on this social networking site.
- My.WallSt.net. Beginners will enjoy learning about stocks and trading on this social site. Track your investing performance or check out others in the Top Gun section to see how they are doing.
- The Motley Fool. Keep an eye on top performing stocks and get news and investment tips at this popular investing site.
- ZeccoShare. The investment community at ZeccoShare offers investment tracking, sharing of ideas and tips, and specific groups where members gain knowledge and support from each other.
- UpDown. Practice investing with a $1 million portfolio and even earn money from doing so. Also, get tips and experience from others in this community.
- Money Talk. No matter if you just need help with personal finance, if you are an experienced investor, or you run a small business, you are welcome to participate in this community. Find news and advice from this resource that includes forums, RSS feeds, and an entire section on 401k resources.
- TradeKing Community. Investors come together at this site to share their insight and learn from others as well as keep on top of the latest happenings in the world of investments.
- Wikinvest. Learn about specific companies, investment concepts, funds, markets, and more at this site where members can also contribute and grow their reputation through participation.
Business and Economics
Business and economics are an important segment of finance. Find communities among these listed below to help grow your business or just connect with successful business people who can help you learn more about finance and economics.
- Jigsaw. Members in this community earn points by contributing contact information for their business contacts. As members earn points, they can then receive contacts. Growing your business connections is directly associated with your participation in the community of this social network.
- Thompson Reuters Communities. This is actually three different social networks, each with a different interest at its focus. Select to become a member of the The Carbon Community, which focuses on commodities and energy; The Insurance Linked Securities Community, which delves into insurance and capitals markets; or The Base Metals Community, which addresses commodities and energy.
- Daylight Network. Join others to discuss and attempt to fix the current wounded economy with this social networking site. Participate in prediction markets, join in discussions, read blogs, and vote on a variety of talking points.
- LinkedIn. This popular social networking site is an excellent place to make business contacts, stay in touch with friends and associates, let your presence be known, and generally help grow your business.
- Plaxo. Another popular business network, Plaxo also allows for connecting, finding, and staying in touch with colleagues through sharing of contacts, websites you frequent, and even a calendar and the capability to go mobile.
- Ryze. Make business contacts and promote yourself on this social community designed specifically for business networking.
- APSense. Create your business presence here and invite associates and friends to join your network. Members can vote positively for legitimate businesses and negatively for scams or spammers that make their way in, ensuring only the legit businesses have a presence.
- The Business Social Network. Join this group to promote your business and even find similar businesses where you can network and collaborate.
- AboutUs. A wiki-style network, this group promotes businesses, websites, and organizations so that interested parties can find out detailed information about these businesses and organizations. AboutUs is a great place to get your venture noticed.
- Naymz. For business professionals seeking to take their reputation to the next level, Naymz is the place to go. Build your professional network while growing your business brand at this site.
- Fast Pitch. Participate in this social network to take advantage of opportunities for both networking with other professionals and marketing your business.
- Ecadamy. Share and learn from other professionals, boost your visibility, and create new business contacts by joining this social network for business professionals.
Peer-to-Peer Loans
Maybe you are looking for low interest loans to fund an education or perhaps you are interested in investing some extra cash to help a single mom or an entrepreneur in a third-world country. Either way, these peer-to-peer loan social networks will help connect you with others.
- Zopa. This social finance network connects members who are seeking loans with credit unions who offer low-interest rates. Don’t worry if you aren’t in the US, Zopa also has sites for Italy, UK, and Japan.
- Prosper. Based on a principle similar to eBay, this site allows member-borrowers to create a listing and set the interest rate they are seeking, then lenders participate in an auction to fund the loan.
- Lending Club. This social lending club allows borrowers to get low rates and lenders to make money on loans they fund. Lenders can select the borrows to whom they wish to loan money.
- Virgin Money. Virgin Money offers two types of opportunities for members looking for loans. Choose to borrow or lend money through friends or family and let Virgin Money make it official or go directly to Virgin Money to fund your loans.
- GreenNote. This popular alternative to student loans allows members to finance loans to individual students at low interest rates. Students, parents, and investors are all welcome to join this group.
- Fynanz. Fynanz offers peer-to-peer lending for students seeking help with college expenses. Keep an eye on this group to re-open their doors to new members. It is currently closed due to "market conditions."
- Loanio. Members can bid on loans they fund to other members seeking money. Borrowers with special needs can participate in co-borrowing where a friend or family member borrows the same money you are, but you go in together on the loan. Loanio has temporarily suspended new memberships while they are registering their promissory notes. Check back again soon to register.
- CommunityLend. Members here can borrow or lend money to other members as well as participate in communities where members can learn about each other, their financial experience, and more.
- Kiva. Offering a little different twist on personal lending, Kiva allows those funding loans to give amounts as small as $25 to help entrepreneurs in struggling countries. Follow along to see the progress of your selected borrows as they grow their new businesses.
- RSF Social Finance. Similar to Kiva, this group connects funders to borrowers in the greatest need. The money generated through members in this group go to support "environmental, social, and economic sustainability."
Debt Reduction
Find help from both professionals and peers to help you control your debt and get out from under your financial burdens.
- I Hate Debt. Join this community of people working to eliminate their personal debt. Connect through blogs, chats, message boards, photos, and more.
- ClearPoint. Aimed at helping lose the stigma sometimes attached to being in debt, ClearPoint allows members to connect with others through videos, message boards, and a blog to learn ways to get out of debt.
- Debt Consolidation Care. Participate in this community or read articles and use the many calculators available to help successfully reduce your debt.
- Care One Credit Counseling. Choose to sign up with this credit counselor or just participate in the social networking available where you can access tips, tools, message boards, blogs, and more.
Personal Finance
From managing your money to saving for college or retirement to monitoring your net worth, the following personal finance social networks will connect you with others who can help you reach your goals.
- Wesabe. Connect with others while learning to manage your personal finances in this social network. Find others with the same financial goals as you in this community that also offers online tools in addition to a strong community.
- BillMonk. Not only can you keep track of your money with this group, you can even track items you loaned to others or items you have borrowed.
- Kiplinger.com. Connect with others on this popular site and learn what you need to know about personal finance. Manage your finances with the tools, articles, quizzes, online forums, and more.
- SaveMoney.com. Members can get plenty of tips for ways to save money with this group that includes a tip of the day and forums.
- billeater.com. Learn how to save money and lower your bills with the tips and forums at this social networking group.
- Art of Saving. This personal finance social network helps members reach their finance goals, whether they be saving for retirement, increasing net worth, or lowering bills.
- NetworthIQ. Monitor your net worth at this social network site that allows you to track, share, and compare your personal finance progress.
- Geezeo. This approach to personal finance allows members to ask specific questions of financial experts, share with other members, and learn ways to manage your personal finances like a pro.
- AOL Coaches Money. Read articles, listen to podcasts, ask questions, post answers, and more on this site.
- Buxfer. Track your expenses, manage your IOUs with friends, organize groups of others to allow for easy expense sharing and more with Buxfer.
100 Most Useful Financial Sites On the Web
By Kimberly Peterson
Especially in troubled economic times, learning what you can about your money is a wise decision. Whether you are trying to figure out how to pay off all those high-interest credit cards, your student loan or want to earn big returns on your investment money, these financial sites can help you with any aspect of your finances. From social networks to investing wisdom to saving money to blogs by those with advice to offer, the following financial sites have plenty to offer.
Social Networking Sites
Learn from others, share your knowledge, borrow or fund loans, and network with others with these social networking sites.
- Tip’d. Tip’d offers news, tips, articles, and a chance to connect with others about finance. Members vote for which content goes on the homepage and are welcome to submit articles from their own blogs as well.
- Zopa. This social finance company works to connect its members who are seeking loans with credit unions who offer low-interest rates. Zopa also has sites for Italy, UK, and Japan.
- Prosper. Based on a principle similar to eBay, this site allows member-borrowers to create a listing and set the interest rate they are seeking, then lenders participate in an auction to fund the loan.
- Wesabe. Learn to manage your personal finances while connecting with others with the same financial goals in this community that offers both online tools and the experience of others.
- Minyanville Financial Infotainment. Join this financial social network to meet other investors, learn about smart investing strategies, read articles, participate in forums, and read blogs.
- MarketWatch Community. Members can create profiles to help connect with others, then find, organize, and share financial articles on this social networking site.
- My.WallSt.net. Learn about investing with this social site that helps beginners find out about stocks and trading. You can track your investing performance or check out others in the Top Gun section.
- Cake Financial. Join Cake Financials and you can manage your investments and participate in a community of other investors.
- ZeccoShare. The investment community at ZeccoShare offers investment tracking, sharing of ideas and tips, and groups where members can learn and support each other.
- UpDown. Practice investing with a $1 million portfolio, get tips and experience, and even earn real money along the way in this community.
- Lending Club. This peer-to-peer social lending club allows borrowers to get low rates and lenders to make money on loans they fund and even select the borrows to whom they will loan money.
- Covester. With Covester, members can watch the investment habits of other members to learn how they may want to invest their money too.
- InvestingMinds. Share your investing ideas and experience or benefit from that of other members on this site that provides a place for everything from investing clubs to chat rooms.
- Virgin Money. Virgin Money offers two types of opportunities for members. Choose to borrow or lend money through friends or family and let Virgin Money create the paperwork to make it official or go directly to Virgin Money for your loans.
News
Staying on top of what is happening in the world of finance and politics is an integral part of creating financial savvy. These sites are all excellent sources of news to help you keep up with it all.
- USA Today Money. Get news about the economy, personal finance, real estate, and more from USA Today Money.
- Financial Times. Get global financial news, business news, opinions, and more.
- Wall Street Journal. Read everything from world finance to business to sports with this well-known news source.
- CFO. You don’t have to be a CFO to learn the latest business financial news when you read this online magazine.
- Bloomberg. Get business and finance news from Bloomberg as well as market data and investment tools.
- Economist.com. Business, finance, economics, markets, politics, science, and more are all covered in the Economist.
- CNBC. Find out what investors should know, get news and analyses, market overviews, and more.
- The New York Times Business. Keep up with stocks, earnings, read blogs, and more with The New York Times.
- Today’s Financial News. Browse through sections such as gold, oil and energy, international investing, investment strategies, real estate, and politics.
- The Street. Get news about Wall Street, financial investing, stock quotes, and more at this site.
- Fox Business. Watch videos, read blogs, and browse through news articles on business and finance.
- BusinessWeek. Read news, special reports, columnists, and blogs that share all the latest in the world of business and finance.
- Forbes. From entrepreneurs wanting information about business financials to the regular Joe seeking information about personal finance, Forbes offers news stories, video, tools, blogs, and more.
Investing
The following sites will help you become a good investor with stock tips, analyses, information, news, tools, and much more.
- The Motley Fool. Get news and investment tips or just keep an eye on top performing stocks at this popular investing site.
- StockCloud. Follow your stock investments with this cloud that shows stock ticker symbols with different font size that correlates to how frequently the companies issues press releases.
- Bankrate.com. Find high-yield CDs, low interest mortgage loans, compare rates for other loans, or find information on investing at this site.
- SmartMoney. Read about investing, smart spending, personal finance, and more.
- Google Finance. Track markets, get news stories, and follow financial trends with Google Finance.
- Yahoo! Finance. Yahoo! Finance allows you to create a portfolio to better track your own investments while also following markets and trends.
- OSU Virtual Finance Library. Investors and academics can both access the information here that includes information about banks, world markets, market news, and more.
- CNNMoney.com. From retirement to financial markets, learn about investing your money wisely here.
- Zacks Investment Research. The research done with Zacks is mathematically-based and available for you to learn about markets and trends.
- NASDAQ. Learn everything you need to know about this stock market from their own home page.
- NYSE. Get information about the NY Stock Exchange, bonds, equities, futures and options, and news items here.
- PCQuote. Not only can you get market analysis, news, and more from this site, you can also use screening tools, get a quote page, and receive special reports.
- Fidelity.com. Find plenty of information on investing plus personal finance information as well.
- Financial Sense. Discover "uncommon news and views for the wise investor" at this site.
- EmergeInvest. Keep track of global markets with the interactive maps, data, blogs and more at this site.
- GuruFocus. Ever wonder how the wealthy invest their money? GuruFocus lets you follow investments and investment behavior, as well as get news and information on the markets.
- SaneBull. Get live stock quotes, real-time news, and investment tools with SaneBull.
Government Sites
These sites are all official government sites and will help you find out about investing regulations, Senate Finance Committee happenings, and even let you help reduce the national debt.
- U.S. Securities and Exchange Commission. Learn what the SEC does, read about regulatory actions, get investor information, get news, and more from the official site of the SEC.
- United States Senate Committee on Finance. Find out what is going on in the Finance Committee with the information available here.
- Federal Trade Commission. Consumers and businesses alike will find helpful information at this site including topics such as credit and loans, credit reports, identity theft preventions, and Internet fraud.
- Bureau of the Public Debt. Find out about the US public debt, buy Treasury bills, notes, bonds, and US Savings Bonds all at this site.
- Mymoney.gov. Dedicated to educating US citizens about financial issues, this site offers tons of information ranging from home buying to having children.
Managing Money and Personal Finances
Find ways to keep track of your personal finances with these sites that include help with budgeting, paying bills, buying a house, paying off college loans, and much more.
- mint. Connect your bank, credit cards, and mutual funds to effortlessly gain control over your finances and manage your money with this free software.
- AllBusiness Personal Finance Center. Find information to help you learn about managing your finances with this awesome resource.
- BudgetTracker, Inc. Get control of bills, investments, bank accounts, and more with this tool that will make budgeting simple.
- BillMonk. Keep track of your money and even track items you loaned to others or items you have borrowed at this site.
- USA.gov Personal Finance. The U.S. government has created a list of financial resources ranging from bankruptcy to home ownership to retirement and estate planning.
- Financial Planning. This site from About.com offers great resources to help you make the most of your finances.
- Bank of America Financial Education and Tools. Learn about managing debt, taking out car loans, saving for family events, budgeting, and more at this site.
- MoneyCafe.com. Get information on everything from car loans to financial calculators to tax help at this site.
- Kiplinger.com. Manage your personal finances with the tools, articles, quizzes, online forums, and more.
- Money Talk. Find news and advice from this resource that includes forums, RSS feeds, and an entire section on 401k resources.
- Changing Your Life Through Better Money Management. If you are interested in creating a better life for yourself through smart money management, this site offers suggestions to help that happen.
Reducing Debt
Getting out of debt can be done and these sites will help you find ways to pay off what you owe and live with more financial freedom.
- Credit.com. Get out of debt, understand credit, and more at this site.
- Credit Infocenter. Check out this "free do-it-yourself guide to credit repair and debt elimination" for plenty of information to help you get out of debt.
- Debt Consolidation Care. Read articles, use calculators, and even participate in the community to help reduce your debt successfully.
- Care One Credit Counseling. Even if you don’t want to sign up with this credit counselor, you can still access tips, tools, message boards, blogs, and more.
- Destroy Debt. Get tips and information on reducing your personal debt from this resource.
- I Hate Debt. Join this community of people working to eliminate their personal debt.
- Blogging Away Debt. Follow along as this blogger reduces debt and shares ways to get out of debt as well as news on related finance topics.
- Financial Hack. From changing one’s mind set to politics and finance to personal attempts to getting out of debt, this blog covers a wide range and may help you feel inspired to get rid of your own debt.
- Myvesta. Find tips, tools, and articles to help you learn how to control and eliminate your debt.
- Make Love, Not Debt. A combination debt-reduction and couples’ finance blog, Him and Her post about love, money, and personal finances.
- ClearPoint. Connect with others through videos, message boards, and a blog to learn ways to get out of debt.
Saving Money
From saving on air fare to getting coupons to tips and suggestions from others, these sites will have you saving money right away.
- SaveMoney.com. Get plenty of tips for ways to save money with this site that includes a tip of the day and forums.
- 66 Ways to Save Money. This site offers tips and suggestions under several categories, including transportation, housing, insurance, and utilities.
- PriceProtectr. Shop from over 120 online stores and use this tool to let you know if the price on your new purchase goes down. If so, contact the store for a refund of the difference.
- Yapta. Plan your flight with this tool and it will alert you when prices drop so that you can purchase the ticket. If prices drop after you purchase, it will alert you again so that you can get a refund from the airline.
- DoctorPricing.com. Find physicians in your area to discover what their fees are when you pay cash for their services. This is a great site if you don’t have health insurance.
- How I Save Money.net. From organizing coupons to tracking finances to flexible spending accounts, you will find lots of helpful tips to save money at this site.
- Retailmenot.com. Make online shopping less expensive with this site that provides coupon codes to use at over 13,000 online stores.
- mShopper. While you are out shopping, go to your phone to see if you can find your item for less money online, and then buy it right from your mobile phone.
- billeater.com. Learn how to save money and lower your bills with the tips and forums at this site.
Helpful Financial Tools
Take advantage of these tools that include a savings calculator, a salary comparison tool, a credit card optimizer, and more.
- How much can you save?. Use this tool to calculate how much money you can save over time.
- Savings Calculator. Find out how much you should put back in order to meet your savings goals with this tool.
- PayScale. Compare your salary with others who have similar job titles, education, location, skills, and experience.
- Universal Currency Converter. This handy tool will help you know the exchange rate for any currency you are following.
- What is your net worth?. Input information about cash, bank accounts, investments, and more into this calculator to find your net worth.
- Credit Card Optimizer. If you have debt on multiple credit cards, this tool will help determine the best way to manage your credit card debt.
- How much house can you afford?. Use this tool to determine how much your next house should cost and learn about the various mortgage loans available.
- U.S. National Debt Clock. Put your personal debt into perspective with this tool that shows how much the US owes. There are also links to articles and resources about the national debt.
Financial Blogs
Finance students can learn about many aspects of finance including global economics, national finance, personal finance, and even tips for making the most of your money.
- Bankling. This blog covers everything from the phantom second stimulus check to the world’s most expensive houses.
- Carpe Diem. Keep up with economics and finance on this blog written by Mark J. Perry.
- W.C. Varones Blog. This blogger offers watchdog approach to economic and financial situations occurring in the US with a focus on California.
- MSN Money Blogs. From personal finance to stocks to spending, get the latest about money from these bloggers.
- Mish’s Global Economic Trend Analysis. This registered investment advisor blogs about economics and finance on this popular blog.
- Get Rich Slowly. Get personal finance tips, help with budgeting, and plenty of money hacks with this blog.
- Bargaineering. Topics at this entertaining blog include suggestions for frugal living, banking, credit cards, job loss, tax help, and much more.
- Consumerism Commentary. Personal finance is the focus of this blog that includes posts on credit card fees and rates, auto refinancing, and the stimulus bill.
- fivecentnickel.com. From tax software to good credit card deals, this blog offers plenty of personal finance information to help you make informed decisions.
- StopBuyingCrap.com. Get a handle on your personal finance with the tips here–and also learn what not to spend your money on.
- Daily Money Hack. This blog provides a money hack every day to help you make great choices when it comes to personal finance.
- The Simple Dollar. Read this blog to learn simple ways to save money and manage your personal finances.
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